“Why is there no money at month’s end?”

I hear this question perhaps more than any other. “Why is it that, no matter what we do, there is never any money left at the end of the month?”

I typically answer this question in one of two ways. First, “what is so magical about month-end that you think there a pile of cash on the counter left for you?” And second, “who in this world truly wants you to succeed with your money?”

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How much should you pay for your next vacation?


When you come back from a vacation it’s hard not to reflect on vacations past. The vacation is perhaps the most anticipated and enjoyable use of your money, but many people struggle with what they should spend. This question gets posed to me a lot.

I’ll start with the most obvious of comments. Purchase the vacation you can afford. Period.

There is perhaps ...

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Two little words you shouldn’t ignore

According to Statistics Canada, the six most common spoken languages in Canada are English, French, Spanish, Italian, German and Chinese but there are a couple of Latin words you should know something about.

Caveat emptor means ‘Let the buyer beware’ and I touched on this last time. These are two little words that will have you pulling your hair out at some point in your lifetime. Let me shed some light on what they mean and what you can do to ...

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