“Why is there no money at month’s end?”

I hear this question perhaps more than any other. “Why is it that, no matter what we do, there is never any money left at the end of the month?”

I typically answer this question in one of two ways. First, “what is so magical about month-end that you think there a pile of cash on the counter left for you?” And second, “who in this world truly wants you to succeed with your money?”

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